Did You Know

  1. Why property owners should watch out for legal hypothecs

    by Multi-Prêts Mortgages What you’ll learn Types of legal hypothecs Consequences for the owner How to protect yourself against a legal hypothec Most people are familiar with real estate mortgages, even if they aren’t homeowners. For many, securing a mortgage is an essential step to owning property. But did you know there are many types […]

  2. What type of investment is right for you?

    by Multi-Prêts Mortgages What you’ll learn What type of investment is right for you? RRSPs, perfect for planning your retirement The Fonds de solidarité FTQ, ideal for paying less tax The LLP, help for going back to school RESPs, investing in your children’s future Ethical investing, values-based investing The days of hiding your savings under […]

  3. A financial advisor: your best ally for your finances

    by Multi-Prêts Mortgages What you’ll learn What makes a good financial advisor? Training and accreditation When’s the best time to hire a financial advisor? What should you ask at the first meeting? How are advisors paid? Numbers aren’t your thing, but you’re hoping to have a cushy retirement? Do you want to save for your […]

  4. Cohabitation agreements for unmarried people

    by Multi-Prêts Mortgages What you’ll learn Common-law union The purpose of a cohabitation agreement The shape of the document Common-law union Two unmarried people become common-law spouses when they share the same roof for over a year, or from the moment they have a child together. Regardless of the length and stability of their relationship, […]

  5. Back to school without breaking the bank

    by Multi-Prêts Mortgages What you’ll learn Getting ready Taking inventory Teaming up to save According to Statistics Canada, back-to-school expenses exceed $700 per child. Thankfully, there are ways to reduce that outrageous amount. Here are a few tips to bring down your bill. Drawing up a shopping list Shopping without a list is a sure-fire […]

  6. The economic repercussions of divorce

    by Multi-Prêts Mortgages What you’ll learn Liquidating the family patrimony Liquidation according to the matrimonial regime: Under the matrimonial regime of a partnership of acquests Liquidation under the matrimonial regime of separation of property The economic repercussions of divorce A separation brings about very personal repercussions for couples. And yet, the courts mostly hear cases […]

  7. Demystifying easements and rights-of-way

    by Multi-Prêts Mortgages What you’ll learn The types of easements The creation of an easement The termination of an easement Our recommendations An easement is a right given to a property (servient land) belonging to someone else in favour of a person or another property (dominant land). The owner or author of the easement must […]

  8. Subletting a property

    by Multi-Prêts Mortgages What you’ll learn The rights and responsibilities of the subletter The rights and responsibilities of the sublessee The rights and responsibilities of the owner Subletting is a real estate phenomenon that is gaining ground. It is namely favoured by travellers and young professionals who have to work outside the country. Although it […]

  9. Father’s Day Gift Guide

    by Multi-Prêts Mortgages June is synonymous with the start of summer, sunbathing and BBQs. You can’t forget, however, that the third Sunday of the month is dedicated to celebrating the dads that surround us. Looking to treat your dad to a gift that’s sure to make him happy? Surprise him with one of our picks! […]

  10. Understanding estate liquidation

    by Multi-Prêts Mortgages What you’ll learn Who is the estate liquidator? What are the liquidator’s obligations? What are the steps of a liquidation? Who is the estate liquidator? The liquidator is the person who is in charge of handling the estate of someone who dies. Often, the will holds a clause naming the liquidator. In […]